Making Health Care Work for Oregon

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

Now the fight for lowering our health care costs is in Salem, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in Oregon — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums. 

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care. 

The health care industry has spent more than $9 million since 2009 to influence policy in Oregon, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering, OSPIRG is pushing to see that the exchange: 

  1. Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Oregonians to finally demand that the industry do better.
  2. Has high standards, so that bad plans aren’t an option.
  3. Is open to as many Oregonians as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it.
  4. Is accountable to the public.

 

Issue updates

Blog Post | Health Care

Oregon Health Insurance Exchange Debates Strategies to Control Costs, Improve Quality | Jesse Ellis O'Brien

The future of health insurance in Oregon is at stake this summer.  The state is in the middle of an ambitious effort to remake health care that holds the promise of creating a better deal for consumers—if it’s done right.

> Keep Reading
Blog Post | Health Care

CO-OP Health Insurance Promises Greater Consumer Control | David Rosenfeld

What if your health insurance company answered to you?  What if it could be held accountable for its policies and fees through member elections? 

> Keep Reading
News Release | OSPIRG Foundation | Health Care

Health Net Rate Hike Not Justified

If approved, the rate increase would impact 38,492 Oregonians with coverage through a small business employer. Of those enrollees, 14,298 would see rates rise between 11% and 30%.

 

> Keep Reading
News Release | OSPIRG Foundation | Health Care

Health Insurance Rates to Rise 8-14% for Many Oregon Small Businesses

If approved, the insurer will raise rates 5.56% on average beginning in July, affecting 35,224 Oregonians enrolled in coverage through a small business employer.

> Keep Reading

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Media Hit | Health Care

An insurance regulator's 'aha' moment

Teresa Miller was dubious. What value could a public hearing add to the state of Oregon's highly technical review of a Regence BlueCross BlueShield of Oregon's rate increase request?

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News Release | OSPIRG Foundation | Health Care

Oregon Officials Cut Regence Rate Hike from 22.1% to 12.8%

We commend the Oregon Department of Consumer and Business Services for shielding 60,000 Regence customers from what could have been a devastating 22.1% rate hike this year.

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Media Hit | Health Care

Oregon Insurance Division OKs 12.8 percent health insurance rate increase, rejects 22 percent

The Oregon Insurance Division will allow the state's largest health insurer to raise rates on individual premiums an average 12.8 percent, far lower than the 22.1 percent the company had requested.

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Media Hit | Health Care

State decision draws reactions from Regence, consumers’ group

The Statesman Journal’s Editorial Board recently met with Regence BlueCross BlueShield of Oregon regarding their proposed increase for individual plans. A ruling by the state’s insurance division prompted these statements today:

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Media Hit | Health Care

Influence and the Health Insurance Exchange

The federal Affordable Care Act frames health insurance exchanges as a transparent and competitive insurance marketplace where individuals and small businesses can get the same health insurance benefits as large corporations.

> Keep Reading

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