Overview

Armed with the personal details of our lives, thieves can too easily take out new credit in victims’ names. Effective October 2007, Oregonians have the right to control access to their credit reports through the use of a security freeze, to stop identity thieves in their tracks.

Keeping your information safe, and notifying you if it falls into the wrong hands:

Credit card companies, data-dealers, credit reporting agencies and other institutions are collecting, sharing and selling more data about all of us than ever before. If these entities fail to keep information secure, it makes it easy for thieves to steal identities.

If the security of your personal information is breached, you need to know right away. Notified right away, you can monitor your credit reports and be on the alert to prevent identity theft. The requirement to notify you is also a powerful incentive for entities to improve the security of the information they keep.