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Report | OSPIRG Foundation | Health Care

Accountability in Action: Rate Review Cuts Over $24 Million in Waste from 2015 Health Insurance Premiums

Close scrutiny of proposed health insurance premiums for 2015 has cut over $24 million in waste and unjustified costs from premiums for Oregon consumers and small businesses. This brings the total waste cut by Oregon’s rate review program to over $179 million since 2010.

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Report | OSPIRG Foundation | Public Health

Weak Medicine

Antibiotic-resistant bacteria infect more than 2 million people per year in the United States, causing more than 23,000 deaths. State governments, the FDA and other branches of the federal government should take steps to protect human health from the antibiotic-resistant bacteria that can develop on factory farms.

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Report | OSPIRG | Public Health

Ending the Overuse of Antibiotics in Livestock Production

This white paper outlines the case for immediate action to stop the misuse of antibiotics on factory farms and protect the long terms effectiveness of these life-saving medicines. 

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Blog Post | Health Care

Health Insurance Rates for 2015 Announced Today | Jesse Ellis O'Brien

Today, the Oregon Insurance Division—the state’s insurance regulator—announced its decisions on health insurers’ rate proposals for next year. These decisions come after OSPIRG Foundation’s in-depth analysis raised numerous questions about some of the larger proposed rate increases.

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News Release | OSPIRG Foundation | Health Care

Four proposed health insurance rate hikes lack adequate justification

New OSPIRG Foundation analysis of 2015 rates proposed by four Oregon insurers—Moda, PacificSource, United and Health Net—identifies problems and gaps in the insurers’ filings, and calls for increased scrutiny of insurers’ efforts to cut waste and improve quality of care.

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News Release | OSPIRG | Tax

Offshore Tax Havens Cost Average Oregon Taxpayer $1022 a Year, Oregon Small Businesses $3125

As hardworking Americans file their taxes today, it’s a good time to be reminded of how ordinary taxpayers pick up the tab for the loopholes in our tax laws. OSPIRG released a new study which revealed that the average Oregon taxpayer in 2013 would have to shoulder an extra $1022 in taxes to make up for the revenue lost due to the use of offshore tax havens by corporations and wealthy individuals.

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News Release | OSPIRG Foundation | Tax

Spirit Is Most Complained-About Airline

Spirit Airlines passengers are most likely to complain about their experience, according to a report released today by OSPIRG Foundation. Among major airlines, Spirit generates the most complaints for its size and generates an increasing number of complaints each year. Other most-complained about firms include Frontier Airlines, United Airlines, and American Airlines.

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News Release | OSPIRG Foundation | Tax

Oregon Receives an “A-” in Annual Report on Transparency of Government Spending

Oregon received an “A-” and ranked 2nd in the country for government spending transparency, according to “Following the Money 2014: How the 50 States Rate in Providing Online Access to Government Spending Data,” the fifth annual report of its kind by the OSPIRG Foundation.

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News Release | Consumer Protection

Five Years after Expansion of Oregon’s Lemon Law, OSPIRG Helps Consumers Navigate Their Rights

Five years after Oregon increased consumer protections through an expanded Lemon Law, OSPIRG today released a resource, “Oregon Lemon Law Guide,” to help consumers know their rights under the law when buying a car. 

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News Release | OSPIRG Foundation | Tax

Despite Improvements in Reporting, Some Information on Economic Development Tax Subsidies Still Remains Out of Public View

A new study released today by OSPIRG Foundation examined the reports made available on Oregon’s transparency website as a result of a three-year old transparency law, and found that while the largest and most widely used economic development subsidy programs covered by the law have information made available to the public online, key information is still shielded from public view.

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FUNDING FASTER TRAINS FOR OREGON

OSPIRG Executive Director Dave Rosenfeld recently joined the statewide Rail Funding Task Force. This group, which also includes business leaders from across the state, will recommend the best way to fund Oregon’s rail system.

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Result | Health Care

MAKING HEALTH CARE AFFORDABLE

OSPIRG Health Care Advocate Laura Etherton helped lead efforts to require Oregon health insurers to meet tougher standards to prove premium increases are reasonable. Prompted in part by OSPIRG advocacy, Oregon officials scaled back a request by United Healthcare to raise health insurance rates by nearly 17%, saving 14,000 Oregonians a cumulative $4 million in 2011.

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Result | Public Health

KIDS’ SCHOOL LUNCHES NOW SAFER

For years, America’s schoolchildren have been eating beef, chicken and other foods that would have been rejected as substandard even by fast food chains. Thanks in part to our advocacy, the U.S.D.A. has stopped buying such low-quality meat for school lunches.

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Result | Health Care

Young People Now Covered

This year, the federal health care reforms that OSPIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

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Plan to cut health care waste moves ahead in Oregon

Members of the Oregon Health Policy Board approved a plan to cut health care administrative waste and save Oregonians $100 million per year in the process.

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Report | OSPIRG | Public Health

Ending the Overuse of Antibiotics in Livestock Production

This white paper outlines the case for immediate action to stop the misuse of antibiotics on factory farms and protect the long terms effectiveness of these life-saving medicines. 

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Report | OSPIRG Foundation | Health Care

Comments on Moda Health Plan's proposal to raise individual health insurance rates

Moda Health Plan’s membership of more than 95,000 Oregonians with individual health insurance plans will see double-digit rate hikes of 12.5% on average, and as high as 13.7%, if the premium rate hike proposed by Moda goes forward.

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Report | OSPIRG Foundation | Health Care

Comments on PacificSource Health Plans' proposal to increase individual health insurance rates

Most of PacificSource Health Plan’s customer base of more than 12,000 Oregonians with individual health insurance plans will see double-digit rate hikes if the premium rate hike proposed by PacificSource goes forward. Had the rate been approved as initially filed, PacificSource’s members would have seen increases of 15.9% on average, ranging as high as 24%. However, shortly after filing, the insurer announced that the initial rate proposal had incorporated a major error, and proposed a new, lower average rate increase of 10.8%, ranging as high as 18.7%.

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Report | OSPIRG Foundation | Health Care

Comments on UnitedHealthcare Insurance Company's proposal to increase small group health insurance rates

Most of UnitedHealthcare Insurance Company’s almost 17,000 small group members, from over 1,300 small businesses across Oregon, will see rate increases of 11.8% on average, and as high as 19.2%, if the premium rate hike proposed by United is approved.

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Report | OSPIRG Foundation | Health Care

Comments on Health Net's proposal to increase individual health insurance rates

Health Net’s individual members will see an increase of 8.3% on average, ranging as high as 10% for some customers, if the premium rate hike proposed by the insurer is approved.

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Blog Post | Health Care

Looking for health coverage that won’t break the bank? Get the facts about the health premium tax credit | Jesse Ellis O'Brien

Life without health insurance can be more expensive. Knowing the facts and learning about all of your options can make all the difference when it comes to getting the coverage you need. One option we want to make sure everyone knows about is the new Health Premium Tax Credit.

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Blog Post | Tax

'Tis the Season for More Transparency | Celeste Meiffren

At the end of every year, the Oregon Transparency Website gets updated, bringing stockings filled with the state’s detailed checkbook, presents of budgets and public meeting notices and, hopefully this year, critical details about corporate economic development tax subsidies.

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Blog Post | Consumer Protection, Health Care

Thousand Dollar Ointment (No, it’s not from Sephora) | David Rosenfeld

Lately, it has seemed like everyone I know has a story about an irrational hospital bill. Here’s one from my friend, Dave.

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Blog Post | Consumer Protection

CFPB GETS RESULTS FOR CONSUMERS, SLAMS CHASE FOR DECEPTIVE CARD ADD-ONS | Ed Mierzwinski

The Consumer Financial Protection Bureau is getting results for consumers. Today, the CFPB announced that it had imposed a $20 million civil penalty on JP Morgan Chase and ordered it to refund $309 million to over 2 million consumers for deceptively marketing junky credit card add-on products, some of which consumers didn't even receive. 

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Blog Post | Health Care

A New Health Care Marketplace is Coming: Get Informed and Protect Yourself from Fraud | Jesse Ellis O'Brien

In just a few weeks, Oregon’s new health insurance marketplace, Cover Oregon, will be open for business. Any new program can be confusing for people at first, and scam artists and unscrupulous business ventures may try to take advantage of that confusion to rip off consumers. To make sure this doesn’t happen to you, be sure to check out these top tips for protecting yourself from fraud.

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Priority Action

We should know whether our food is genetically engineered. Please pledge to vote yes on Measure 92 this November.

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