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Payday loans are short term, high interest rate loans marketed to cash-strapped consumers. Consumers of such loans borrow against their next paycheck, typically for a term of 14 days, at a set fee. |
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Toys are safer than ever before, thanks to decades of work by product safety advocates and parents and the leadership of Congress, state legislatures and the Consumer Product Safety Commission (CPSC). Nevertheless, as parents venture into crowded malls this holiday season, they should remain vigilant about often hidden hazards posed by toys on store shelves. |
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For several years, we have reported that toys are safer than ever before. Yet, as many have noted, 2007 has been described the "year of the recall." |
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