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A wake-up call on health insurance costs
Governor Kitzhaber’s office just released a report that should serve as a wake-up call for everyone in Oregon who is affected by the rising cost of health insurance.
Under the federal health reform law, insurance companies will be required to give their customers much better coverage, and will no longer be allowed to turn away anyone with a pre-existing condition. Many consumers will experience higher benefits and lower out-of-pocket costs. These important gains don’t come free, however.
According to the report, if the state does nothing, many Oregonians will see much higher premiums due to the cost of providing these enhanced benefits. Although tax credits included in the federal health reform law will help shoulder some of this cost, not all consumers will qualify.
This report just underlines what we’ve been saying all along—that it’s time to get serious about the cost of health care.
With premiums rising all the time, we have been pushing the state to hold insurance companies accountable for keeping costs down for consumers. We also think that, done right, the Oregon Health Insurance Exchange can help contain the cost of insurance while improving care. But with health insurance already unaffordable for many Oregonians, this report lends even more urgency to this work.
Right now, we are combing through the report. In the coming weeks and months, we will be working with state officials to find strategies to keep costs down and avoid a premium price spike in 2014. And we will be sure to keep you updated every step of the way!
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For those of us with Suzuki Outboards Sale a reasonable fear of the ocean, this is a worst case scenario: Last week, Dan Suski, 30, and his sister Kate Suski, 39, chartered a fishing boat in St. Lucia. Things were going fine, despite the rough seas, and the siblings even managed to hook a 200-pound marlin. They were battling the giant fish when water rushed onto the boat and flooded its engine room. As the captain radioed for help, another surge Yamaha 4 Stroke Outboard of water swamped the boat. At that point, the captain tossed the Suskis life jackets and ordered them into the ocean.
"He said, 'Jump out! Jump out!'" Kate Suski recalled in a telephone interview Thursday with The Associated Press.
The captain and the first mate soon joined them and Yamaha 150 outboard, five minutes later, the boat sank, leaving the group stranded at least eight miles from shore. The group stayed put for the first hour, awaiting rescue. No one came. The group started to swim, but the rough waves caused the Suskis to became separated from the captain and first mate. "We would just see swells and gray," Dan Suski said.
Hours went by. A helicopter and search plane arrived but failed to notice the two siblings. They continued swimming. Eventually, the sun went down.
"There's this very real understanding that the situation is Yamaha outboard motors dire," Kate Suski said. "You come face-to-face with understanding your own mortality ... We both processed the possible ways we might die. Would we drown? Be eaten by a shark?"
Neither could stop thinking about sharks. "I thought I was going to vomit I was so scared," Kate said.
Finally, after 14 hours, they came within 30 feet of land only to discover the coast was covered with cliffs, making it impossible to climb from the ocean. “We knew we would get crushed,” Kate said.
They kept swimming, Yamaha outboards Sale finally finding a small stretch of sand. Once ashore, they collapsed before again going into survival mode to avoid hypothermia. They hiked into the island and huddled together, covering themselves in grass and brush to stay warm. They spent the night like that, only moving when the sun rose. It took three hours before they found a farmer, who called police and gave them water and crackers.
They would later find out that the captain and first mate had been rescued after 23 hours in the ocean.
Despite dehydration, severe tendonitis and Honda outboards Sale cuts over their feet and back, the couple didn't blame anyone for the ordeal.
"We are so grateful to be alive right now," Kate Suski said. "Nothing can sort of puncture that bubble."
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